Loan Rates Deposit Rates Fee Schedule

Effective as of: January 23, 2017
Vehicle Loan Rates
Loan Term Model Year 2017 - 2013Model Year 2017 - 2013Model Year 2012 - 2009Model Year 2008 - Older
100% Financed 80% Financed 80% Financed 80% Financed
Base Rate Base Rate Base Rate Base Rate
Up to 60 months 2.50% APR2.25% APR5.75% APR7.75% APR
61 - 72 months3.25% APR3.00% APRNOT AVAILABLENOT AVAILABLE
 
MOTORCYCLE/ATV/BOAT LOAN RATES as low as:
Loan Term Model Year 2017Model Year 2016 - 2009Model Year 2008 - Older
100% Financed 80% Financed 80% Financed
Base Rate Base Rate Base Rate
Up to 48 months5.99% APR4.99% APR5.99% APR
49 - 60 months5.99% APR4.99% APRNOT AVAILABLE
 
RECREATIONAL VEHICLE RATES as low as:
Loan Term Model Year 2017 - 2013Model Year 2017 - 2013Model Year 2012 - Older
100% Financed 80% Financed 80% Financed
Base Rate Base Rate Base Rate
Up to 60 months4.49% APR4.99% APR7.99% APR
61 - 84 months4.49% APR4.99% APR7.99% APR
85 - 120 months4.49% APR4.99% APR7.99% APR
 
MORTGAGE LOAN RATES
Loan TermRate (LTV less than or equal to 80%)
8 Year Fixed3.99% APR
15 Year Fixed4.75% APR
20 Year Fixed4.75% APR
30 Year Fixed5.80% APR
2nd Mortgage6.75% APR
 
Other Products
Product Rate
Share Secured5.00% APR
CD SecuredCD Rate plus 2% APR
(minimum rate = 5% APR)
First IL CU VISA9.99% FIXED APR
Other Secured10.5% APR
Signature Loans12.5% APR
(Maximum Term - 36 mos.) eff. 7/15/13
RATES SUBJECT TO CHANGE WITHOUT NOTICE

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