Loan Rates Deposit Rates Fee Schedule

Effective as of: December 1, 2016
FirstVision Internet TransactionsNo Charge
FirstVision Bill PayNo Charge
Touchtone Teller TransactionsNo Charge
FirstVision Free CheckingNo Charge
FirstVision Platinum CheckingNo Charge
Regular Checking Monthly Service Charge$5.00
Regular Checking/Debit Card Monthly Fee$3.00
(Regular Checking Only - Free to First Vision/Platinum Members)
Share Account Monthly Balance Less than $500$5.00/month
(Waived with active loan, active VISA Credit Card, checking account with at least 5 transactions per month, or under age 19)
Account Activity printout$3.00
Account Reconciliation/Research Fee (1hr. min.)$20.00/hour
Cashier's Check$4.00/each
Check Cashing (ALL non-member check types)1% or $3.00/min.
Check Copy$5.00/each
Counter Checks$0.50/each
Courtesy Pay Overdraft$25.00 each item
Early Account Closure Less than 90 days$25.00
Early Certificate Withdrawal1/2 the term
Fax $1.00/page
Foreign ATM Transaction$3.00
Incorrect Address Fee$5.00/month
IRA Annual Fee$10.00
IRA Transfer to Another Institution$30.00
Money Order$2.00
NSF Fee$25.00 each item
Overdraft Transfer from Shares$5.00 each item
Photocopies$0.50/page
Returned Deposit/Cashed Items$25.00 each item
Statement Copy$5.00/month
Stop Payment$20.00 each item
Tax Levy/Garnishment/Citations$50.00
Telephone Transfer of Funds$5.00
Teller's Check$3.00/each
Unclaimed Shares$25.00 after 4 years
VISA Credit Card Replacement$10.00
VISA Debit Card Replacement$25.00
VISA Late Fee$20.00
VISA Over limit Fee$20.00
VISA Prepaid Cards$5.00
Western Union Wires (Outgoing)$40.00
Wire Transfer (Incoming)$10.00
Wire Transfer (Outgoing)$25.00
Account Balance Below Minimum Required Balance$5.00/month

NOTE: If this is your FIRST time logging in you must set up online banking access from our website before accessing mobile banking.
To download our app, go to your app store and search First Illinois Credit Union. Install the app created by iParse or simply click on the appropriate icon below.


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